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Help us get your loan clear to close in 10 days! Most borrowers won’t need to supply paystubs and W2s, but some will.  Here is what we generally need:

borrower checklist

Photo ID, valid and unexpired
Paystubs most recent 30 days
W2s, most recent 2 years
Bank statements, most recent 2 months, complete with all pages, showing enough funds to close
Homeowners insurance agent contact information
Purchase Agreement
Earnest Money documentation, cancelled check or wire transfer
Mortgage, property tax, & insurance statements for any other real estate owned
Earnest Money documentation, cancelled check or wire transfer
Gift letter and a copy of the check if some funds are a gift from a relative
Tax returns for most recent 2 years for self employed borrowers
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